Legal Policies and Disclaimers

COMMUNICATIONS DISCLAIMERS

All communications in the forms of emails, facsimiles or voicemails originating from an employee or any automated system of Gryphin Advantage are intended for the use of the individual or entity to which they are addressed and may contain privileged, proprietary, confidential, and exempt from disclosure. If you are not the intended recipient, you are notified that any dissemination, distribution or copying of this information is strictly prohibited. If you have received any communication in error, please notify the sender and destroy the communication immediately.

WEBSITE DISCLAIMER

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING OR OBTAINING ANY MATERIALS, INFORMATION, OR SERVICES THROUGH THIS SITE.

LIABILITY

GRYPHIN ADVANTAGE, its subsidiaries, affiliated companies, its officers, directors, employees or any persons associated with the creation of this web site, are NOT responsible in any manner whatsoever for any harm, loss or damage that may arise in connection with or through the use of this web site including, without limitation, any direct, indirect, special, third party or consequential damages, howsoever caused. The laws of Canada and those of your province of residence shall govern as to the interpretation, validity and effect of this agreement and any use of this web site.

ACCEPTANCE OF CONDITIONS

By accessing this website, visitors accept, without limitation or qualification, the Terms and Conditions contained below and all applicable laws. THE GRYPHIN ADVANTAGE INC. (GRYPHIN ADVANTAGE), may at any time revise these Terms and Conditions by updating this posting. Visitors agree to be bound by such revisions, and should periodically revisit this page to review the current Terms and Conditions.

LICENSING

GRYPHIN ADVANTAGE Brokerage Services Inc. is licensed for Life Insurance and Accident & Sickness products in the provinces of British Columbia, Alberta and Ontario. The use of this web site is restricted to residents of those provinces.

INFORMATION ACCURACY

Although the contents of this website are believed to be reliable when posted, GRYPHIN ADVANTAGE cannot guarantee this information to be current, accurate or complete. The information is subject to modification and updating from time to time without notice.

WEBSITE CONTENT

The information on this website does not constitute an offer to buy or sell products or services and is not intended to provide any insurance, financial, legal, accounting or taxation advice, and should not under any circumstances be relied upon by you in that regard.

TRADEMARKS AND COPYRIGHT

The information on this web site shall only be copied for personal use and may not be reproduced, or distributed for any other purpose in whole or in part without the prior written permission of GRYPHIN ADVANTAGE. Any infringement of GRYPHIN ADVANTAGE's rights will result in appropriate legal action.

HYPERTEXT LINKS

This web site may facilitate access by hypertext links to other worldwide web sites. These hypertext links are entirely independent of this web site and shall NOT in any manner be construed as any reflection on or any affiliation with or endorsement of such site or entity or its respective products, services or contributions to this web site. GRYPHIN ADVANTAGE has not reviewed the content linked to. The right to reproduce and use the content linked to is subject to the conditions that the respective owners may impose, and is at your own risk.

PRIVACY AND SECURITY

GRYPHIN ADVANTAGE adheres to rules, legislated and self-imposed, to safeguard your privacy. The rules are established by this Privacy Policy, the Code of Business Conduct (applying to our directors, officers and employees), as well as industry guidelines and applicable law. GRYPHIN ADVANTAGE develops and maintains procedures which implement these rules and shall not collect personal information indiscriminately. Both the amount and type of information collected shall be limited to that which is necessary to fulfill the purposes identified. Complete privacy, confidentiality and security are not yet possible over the Internet. Therefore, GRYPHIN ADVANTAGE shall not be responsible or liable for any harm or loss which may be suffered by any party, resulting from the use, communication or transmission of any information, including private, confidential or sensitive information to or from this web site.